Terms and Conditions

Effective Date: 18/07/2026

These Terms and Conditions (“Terms”) govern your use of the Agentic Angel platform (“the Service”), operated by Dricko Limited trading as Agentic Angel (“we,” “us,” or “our”). By using our Service, you agree to these Terms. If you do not agree, you must not use the Service.

1. About the Service

• Agentic Angel is an AI-powered tool designed to help you organise and manage your personal finances.
• We do not earn commissions or referral fees from any financial providers.
• Our aim is to provide you with a useful tool, but we do not guarantee accuracy, completeness, or suitability for your specific situation.

2. No Financial Advice

• We are not a financial adviser and nothing in the Service should be taken as financial advice, investment advice, tax advice, or legal advice.
• Any information generated by the Service is for general informational purposes only.
• You remain solely responsible for your financial decisions. If you are unsure about any financial matter, you should consult a qualified financial adviser.

3. Your Responsibility

• You accept full responsibility for any decisions you make based on your use of the Service.
• Dricko Limited trading as Agentic Angel will not be liable for any losses, damages, or claims that arise from reliance on the Service.
• You must use the Service lawfully and only for personal, non-commercial purposes.

4. AI-Generated Content

• The Service uses artificial intelligence (“AI”) to generate outputs. AI outputs may occasionally be incorrect, incomplete, or misleading.
• You agree not to rely solely on AI outputs for important financial decisions.

5. Privacy

• We may collect and process personal information you provide in line with our Privacy Policy.
• By using the Service, you consent to such collection and processing.

6. Limitation of Liability

• To the maximum extent permitted by law, Dricko Limited trading as Agentic Angel excludes all warranties, conditions, and guarantees regarding the Service.
• We will not be liable for any loss (direct, indirect, or consequential) arising out of or in connection with your use of the Service.

7. Changes to the Terms

• We may update these Terms from time to time. If we do, we will post the new version on the Service.
• Continued use of the Service after changes means you accept the updated Terms.

8. Governing Law

• These Terms are governed by the laws of Ireland.
• Any disputes will be subject to the exclusive jurisdiction of the Irish courts.

9. Contact Us

If you have any questions about these Terms, you can contact us at: