Effective date: 18/07/2026
Last updated: 18/07/2026
This Privacy Policy explains how Dricko Limited, trading as Agentic Angel, collects, uses, shares and protects personal data when you visit AgenticAngel.ai or use the Agentic Angel platform and car insurance quotation service.
In this Privacy Policy, “Agentic Angel”, “we”, “us” and “our” mean:
Dricko Limited is the data controller responsible for the personal data processed through the Agentic Angel platform, except where another organisation, such as an insurer or insurance broker, acts as a separate data controller.
This Privacy Policy applies to our website, platform, communications and insurance quotation service.
Agentic Angel is an AI-powered service that helps Irish consumers enhance their personal finances.
You can upload:
Agentic Angel uses the information provided to prepare quotation requests, contact insurers and insurance brokers, collate the responses received and present the available quotations to you. The service may also record your insurance renewal date so that we can contact you in advance of your next renewal.
We do not sell your personal data. We do not get paid commissions to recommend any provider.
The personal data we collect depends on how you use the Service and the information required by insurers and brokers to provide quotations.
This may include:
This may include:
This may include:
We may process documents that you upload, including:
Uploaded documents may contain information that is not required for the quotation process. We will seek to limit our processing to information that is relevant to providing the Service.
Some insurance documentation may contain information concerning your health, disability or medical history.
We will only process health information where it is necessary for the quotation process and where we have an appropriate legal basis. Where required, we will ask for your explicit consent before processing or sharing that information.
You may withdraw your consent at any time. However, where particular information is required by an insurer to provide an accurate quotation, withdrawing consent may mean that we cannot continue with that quotation request.
Health information is classed as special-category personal data under the GDPR and generally requires an additional legal basis, such as explicit consent, before it can be processed.
Information about driving convictions, penalty points, prosecutions or offences may be required by insurers and brokers.
Where we process this information, we do so only where:
Section 55 of the Data Protection Act 2018 permits criminal-conviction and offence data to be processed in certain circumstances, including where it is necessary and proportionate for the performance of a contract or steps requested before entering into a contract, provided suitable safeguards are used.
We may collect:
When you use our website or platform, we may collect:
We do not use technical or usage data to make insurance-underwriting decisions.
We generally receive personal data directly from you when you:
We may also receive personal data from:
Where an insurer or broker provides quotation information, that information may include a premium, excess, conditions, exclusions or underwriting decision relating to you.
We only process personal data where we have a lawful basis.
| Purpose | Personal data used | Legal basis |
|---|---|---|
| Creating and managing your account | Identity, contact, login and communication information | Necessary to perform our contract with you |
| Reviewing an uploaded policy or renewal notice | Identity, policy, vehicle, driving and insurance information | Necessary to perform our contract with you or take steps at your request |
| Extracting information from documents using AI | Uploaded documents and information contained in them | Necessary to provide the Service requested by you |
| Preparing and submitting quotation requests | Identity, contact, vehicle, driving and insurance information | Necessary to perform our contract with you or take steps at your request |
| Sharing information with insurers and brokers | Information required to obtain an accurate quotation | Necessary to provide the Service requested by you |
| Processing health information where required | Relevant health information | Your explicit consent, where required |
| Processing driving convictions, offences or penalty-point information | Relevant driving and offence information | Contractual necessity together with applicable Irish law and appropriate safeguards |
| Collating and presenting quotations | Quotation responses, premiums, terms and conditions | Necessary to perform our contract with you |
| Recording your renewal date and sending service reminders | Contact, policy and renewal information | Necessary to provide the requested Service and our legitimate interest in helping users manage renewals |
| Providing customer support | Contact, account and communication information | Necessary to perform our contract and our legitimate interest in supporting users |
| Protecting the Service and preventing misuse | Technical, security, account and usage information | Our legitimate interests in protecting users, systems and the Service |
| Meeting legal and regulatory obligations | Any information reasonably required | Compliance with a legal obligation |
| Establishing or defending legal claims | Account, quotation, communication and transaction records | Our legitimate interests in protecting our legal rights |
| Measuring and improving the Service | Limited usage, diagnostic and technical information | Our legitimate interests, or consent where non-essential cookies are involved |
| Sending optional promotional communications | Name, email and communication preferences | Consent |
Where we rely on legitimate interests, we consider whether our interests are necessary and proportionate and whether they are overridden by your rights and interests.
We will not use personal data for a materially different purpose without first assessing whether that use is lawful and, where required, providing you with further information.
The GDPR requires privacy information to identify the controller, purposes, legal bases, recipients, retention criteria, rights and any relevant automated decision-making or international transfers.
You are not legally required to use Agentic Angel.
However, insurers and brokers require certain information before they can provide an accurate quotation. If you do not provide the information required for a quotation, Agentic Angel or the relevant insurer or broker may be unable to provide the requested service.
You should ensure that the information you provide is accurate, complete and up to date.
You should not upload documents or information that are not relevant to the quotation service.
You may provide information about another person, such as:
You must only provide another person's information where you are entitled to do so.
You should ensure that the other person understands that their personal data will be processed by Agentic Angel and may be shared with insurers and brokers for the purpose of obtaining quotations.
Where necessary, we may ask the other person to provide information, verify their details or give consent directly.
Agentic Angel uses artificial intelligence and automated tools to assist with tasks such as:
AI-generated or AI-extracted information may occasionally be inaccurate. You should review important information and tell us if anything is incorrect.
Agentic Angel does not itself decide whether an insurer must offer you insurance or what premium an insurer must charge. Those decisions are made by the relevant insurer or broker under its own underwriting processes.
Agentic Angel does not intend to make decisions based solely on automated processing that produce legal effects, or similarly significant effects, for you.
Where you believe an automated process has produced an incorrect result, you may contact us and request that the matter be reviewed.
Where we use third-party AI providers, we will put appropriate data-processing terms in place. We will not authorise a service provider to use your uploaded policy information for its own unrelated purposes or to train a general-purpose AI model unless we have clearly informed you and have a lawful basis for doing so.
The GDPR provides specific protections where a person is subject to a decision based solely on automated processing that produces legal or similarly significant effects.
We may share personal data with the following recipients where necessary.
To provide the Service, we may disclose the information required for a quotation to motor insurers and insurance brokers contacted as part of the market search.
Insurers and brokers generally act as separate and independent data controllers when they receive and process your information. They may use the information to:
Their processing will be governed by their own privacy notices and legal obligations. Agentic Angel is not responsible for an insurer's or broker's independent use of personal data after it has been properly disclosed to that organisation.
We may use trusted providers for:
These providers may process personal data only as permitted by their contracts with us and applicable data-protection law.
We may share information with solicitors, accountants, auditors, insurance advisers, cybersecurity specialists or other professional advisers where reasonably necessary.
We may disclose information where required or permitted by law, including to:
If Dricko Limited is involved in a proposed investment, merger, restructuring, acquisition or sale, limited personal data may be disclosed to professional advisers and prospective parties under appropriate confidentiality safeguards.
We will not sell your personal data to insurers, brokers, advertisers or data brokers.
We aim to use service providers located in Ireland or elsewhere within the European Economic Area where reasonably possible.
Some technology, cloud or AI service providers may process information outside the European Economic Area.
Where personal data are transferred outside the European Economic Area, we will ensure that an approved transfer mechanism is used, where required. This may include:
You may contact us for further information about the safeguards applying to a particular transfer.
Personal data may only be transferred to a country outside the EEA where the requirements of Chapter V of the GDPR are satisfied.
We keep personal data only for as long as reasonably necessary for the purposes described in this Privacy Policy.
The criteria we use to determine retention periods include:
Uploaded documents and quotation information will not be retained indefinitely merely because they were uploaded to the platform.
Where information is no longer required, we will delete it, anonymise it or securely place it beyond ordinary use, subject to any legal retention requirement.
Information held in backups may remain for a limited period until the relevant backup is securely overwritten.
We may retain a limited record of a deletion request, consent withdrawal, marketing objection or legal dispute where necessary to demonstrate compliance or protect legal rights.
We use appropriate technical and organisational measures designed to protect personal data against:
Depending on the nature of the processing, these measures may include:
Access to uploaded policies and insurance information is restricted to authorised personnel and service providers who require access for legitimate business purposes.
No online system can be guaranteed to be completely secure. You should protect your password and notify us promptly if you believe your account or personal data may have been compromised.
The GDPR requires controllers and processors to implement security measures appropriate to the risk, which may include encryption, resilience, recovery procedures and regular testing.
Subject to applicable law, you may have the right to:
You may request confirmation that we process your personal data and obtain a copy of that data.
You may ask us to correct inaccurate or incomplete personal data.
You may ask us to delete personal data where there is no lawful reason for us to continue processing it.
The right to erasure is not absolute. We may retain information where required by law or where necessary for legal claims.
You may ask us to restrict the use of your personal data in certain circumstances.
You may object to processing based on our legitimate interests.
We will stop processing unless we have compelling legitimate grounds to continue or the information is required for legal claims.
Where processing is automated and based on consent or contract, you may request certain personal data in a structured, commonly used and machine-readable format.
Where processing is based on consent, you may withdraw that consent at any time. Withdrawal will not affect processing that took place lawfully before consent was withdrawn.
You may object to direct marketing at any time. We will stop using your personal data for that purpose.
You may have the right not to be subject to a decision based solely on automated processing where that decision produces legal or similarly significant effects.
You may raise a concern with us or lodge a complaint with the Data Protection Commission.
To exercise your rights, contact: info@agenticangel.ai
Please describe your request clearly. We may ask for reasonable information to verify your identity and ensure that personal data are not disclosed to an unauthorised person.
There is normally no charge for exercising your rights. However, a reasonable fee may be charged, or a request may be refused, where a request is manifestly unfounded or excessive, as permitted by law.
The GDPR provides rights including access, rectification, erasure, restriction, objection and data portability, as well as the right to withdraw consent and complain to a supervisory authority.
We may use cookies and similar technologies to:
Strictly necessary cookies may be used without consent where they are required to provide a service requested by you.
We will seek consent before using non-essential analytics, advertising or similar cookies where consent is required.
You can manage non-essential cookies through our cookie settings.
Further information should be provided in a separate Cookie Policy identifying the cookies used, their purposes, providers and duration.
The Data Protection Commission states that consent is normally required for cookies and similar technologies unless they are strictly necessary to provide a service explicitly requested by the user.
We will not use your personal data for unrelated marketing without an appropriate legal basis.
Where you choose to receive news, product updates or promotional communications, we will rely on your consent where required.
You may unsubscribe at any time by:
Service messages about an active quotation, account security, policy renewal reminder or important platform change are not marketing communications.
Agentic Angel is intended for adults aged 18 and over.
We do not knowingly allow children to create an account or use the car insurance quotation service.
If we become aware that personal data have been collected directly from a child without an appropriate legal basis, we will take steps to delete the information.
Information about a child should not be uploaded unless it is genuinely required for an insurance quotation and the person providing it is legally entitled to do so.
Our platform may contain links to insurers, brokers or other third-party websites.
Those organisations operate their own websites and privacy practices. You should review their privacy notices before providing information directly to them.
This Privacy Policy does not govern an independent third party's website or processing activities.
We may update this Privacy Policy where:
The updated version will be published on the Agentic Angel platform with a revised effective date.
Where a change materially affects how we use personal data, we will take reasonable steps to bring it to your attention and seek consent where consent is legally required.
For questions, concerns or requests concerning personal data, contact:
We would appreciate the opportunity to address any concern directly.
You also have the right to lodge a complaint with the Irish Data Protection Commission, which is Ireland's supervisory authority for data protection.
The Data Protection Commission provides an online process through which individuals may raise concerns.