/* ═══════════════════════════════════════════
   AGENTIC ANGEL — style.css
   ═══════════════════════════════════════════ */

/* ── RESET & VARIABLES ── */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

:root {
  --orange:   #F5A623;
  --navy:     #00163d;
  --green:    #2E7D4F;
  --light-bg: #F4F6FA;
  --border:   #E2E6EF;
  --text:     #2C2C2C;
  --muted:    #6B7280;
  --white:    #FFFFFF;
  --radius:   15px;
  --shadow:   0 2px 12px rgba(26,43,95,0.07);
}



body {
  font-family: 'Open Sans', sans-serif;
  color: var(--text);
  background: var(--white);
  font-size: 15px;
  line-height: 1.6;
}

.wrapper{ background: linear-gradient(0deg, #e9f0fe 0%, #ffffff 61%);}


/* ═══════════════════════════════════════════
   NAV
   ═══════════════════════════════════════════ */
nav {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 14px 60px;
  background: var(--white);
  border-bottom: 1px solid var(--border);
  /*position: sticky;*/
  top: 0;
  z-index: 200;
  box-shadow: 0 1px 4px rgba(0,0,0,0.05);
}

/* Sticky Navbar */
    nav.sticky {
        position: fixed;
        top: 0;
        left: 0;
        width: 100%;
        z-index: 999;
        box-shadow: 0 2px 10px rgba(0, 0, 0, 0.1);
        animation: slideDown 0.3s ease;
    }

    @keyframes slideDown {
        from {
            transform: translateY(-100%);
        }
        to {
            transform: translateY(0);
        }
    }


.logo img {
  height: 60px;
  width: auto;
  display: block;
  outline:none;
  border:none;
}

.nav-links {
  display: flex;
  align-items: center;
  gap: 36px;
  list-style: none;
}

.nav-links a {
  text-decoration: none;
  color: var(--text);
  font-weight: 600;
  font-size: 15px;
  transition: color .2s;
}

.nav-links a:hover,
.nav-links a.active { color: var(--orange); }

.btn-primary {
  background: var(--orange);
  color: var(--white);
  font-family: 'Nunito', sans-serif;
  font-weight: 700;
  font-size: 15px;
  padding: 11px 28px;
  border-radius: var(--radius);
  border: none;
  cursor: pointer;
  text-decoration: none;
  transition: background .2s, transform .1s;
  white-space: nowrap;
  display: inline-block;
}

.btn-primary:hover {
  background: #e09515;
  transform: translateY(-1px);
}

/* ═══════════════════════════════════════════
   FLASH MESSAGES
   ═══════════════════════════════════════════ */
.flash-container {
  position: fixed;
  top: 80px;
  right: 20px;
  z-index: 999;
  display: flex;
  flex-direction: column;
  gap: 8px;
  max-width: 360px;
}

.flash {
  padding: 12px 18px;
  border-radius: var(--radius);
  font-size: 14px;
  font-weight: 600;
  box-shadow: var(--shadow);
}

.flash-danger  { background: #FEF2F2; color: #DC2626; border-left: 4px solid #DC2626; }
.flash-success { background: #F0FDF4; color: #16A34A; border-left: 4px solid #16A34A; }
.flash-info    { background: #EFF6FF; color: #2563EB; border-left: 4px solid #2563EB; }
.flash-warning { background: #FFFBEB; color: #D97706; border-left: 4px solid #D97706; }

/* ═══════════════════════════════════════════
   HERO
   ═══════════════════════════════════════════ */
.hero {
    display: grid;
    grid-template-columns: 1fr 1fr;
    align-items: center;
    min-height: 560px;
    padding: 0px 60px 0;
    overflow: hidden;
    margin-top: -25px;
}

.hero-left {
  padding-right: 0px;
  padding-bottom: 60px;
}

.hero h1 {
  font-family: 'Nunito', sans-serif;
  font-size: 54px;
  font-weight: 900;
  color: var(--navy);
  line-height: 1.05;
  margin-bottom: 22px;
}

.hero h1 span { color: var(--orange); }

.hero p {
  font-size: 16px;
  color: var(--text);
  margin-bottom: 14px;
  max-width: 440px;
  line-height: 1.65;
}

/* Trust badges */
.trust-badges {
  display: flex;
  align-items: flex-start;
  margin-top: 36px;
}

.badge {
  display: flex;
  align-items: center;
  gap: 12px;
  padding-right: 28px;
  margin-right: 28px;
  border-right: 1px solid var(--border);
}

.badge:last-child {
  border-right: none;
  margin-right: 0;
  padding-right: 0;
}

.badge img {
  width: 46px;
  height: 46px;
  object-fit: contain;
  flex-shrink: 0;
}

.badge span {
  font-size: 13px;
  font-weight: 600;
  color: var(--text);
  line-height: 1.4;
}

/* Hero image */
.hero-right {
  position: relative;
  height: 560px;
  display: flex;
  align-items: flex-end;
  justify-content: center;
}

.hero-right img {
  height: 100%;
  width: 100%;
  object-fit: contain;
  object-position: bottom center;
}

/* ═══════════════════════════════════════════
   SECTION SHARED
   ═══════════════════════════════════════════ */
.section-title {
  font-family: 'Nunito', sans-serif;
  font-size: 32px;
  font-weight: 800;
  color: var(--navy);
  text-align: center;
  margin-bottom: 40px;
}

.section-subtitle {
  text-align: center;
  color: var(--muted);
  font-size: 14px;
  margin-top: -32px;
  margin-bottom: 40px;
}

/* Check icon */
.check-icon {
  flex-shrink: 0;
  margin-top: 2px;
}

/* ═══════════════════════════════════════════
   SERVICES — WHAT YOUR ANGEL DOES
   ═══════════════════════════════════════════ */
.services {
    background: linear-gradient(90deg, rgba(254, 252, 251, 0.93) 0%, rgba(253, 248, 242, 1) 0%, rgba(254, 249, 243, 1) 50%);
    padding: 50px 50px;
    border: 2px solid #f4f1ef;
    border-radius: 30px;
    margin: 0 50px;
	box-shadow: inset 0 0 10px rgba(250, 251, 253, 1);
}

.services-grid {
  display: flex;
  flex-direction: column;
  gap: 16px;
}

.service-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 22px 28px;
  transition: box-shadow .2s ease, border-color .2s ease;
}

.service-card:hover {
  border-color: #d8ddec;
  box-shadow: var(--shadow);
}

.service-num {
  flex-shrink: 0;
  width: 30px;
  height: 30px;
  border-radius: 50%;
  background: var(--navy);
  color: var(--white);
  font-family: 'Nunito', sans-serif;
  font-weight: 800;
  font-size: 14px;
  display: flex;
  align-items: center;
  justify-content: center;
}

.service-card h3 {
  font-family: 'Nunito', sans-serif;
  font-weight: 800;
  font-size: 18px;
  line-height: 1.25;
  color: var(--navy);
  margin: 0;
}

.service-card p {
  font-size: 14px;
  color: var(--text);
  line-height: 1.6;
  margin: 0;
}

/* ═══════════════════════════════════════════
   METRICS — REAL TIME FINANCIAL
   ═══════════════════════════════════════════ */
.metrics {
    padding: 50px 50px;
    background: #F3F6FE;
    background: linear-gradient(-90deg, rgba(243, 246, 254, 0.93) 0%, rgba(242, 246, 254, 1) 0%, rgba(241, 245, 254, 1) 50%);
    margin: 30px 50px;
    border: 2px solid #fff;
    border-radius: 30px;
	box-shadow: inset 0 0 10px rgba(250, 251, 253, 1);
}

.metrics-grid {
  display: grid;
  grid-template-columns: 1fr 1fr 1fr;
  gap: 24px;
}

.metric-card {
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 24px 22px;
  background: var(--white);
  box-shadow: var(--shadow);
}

.metric-label {
  font-weight: 700;
  font-size: 14px;
  color: var(--navy);
  margin-bottom: 4px;
}

.metric-sub {
  font-size: 12px;
  color: var(--muted);
  margin-bottom: 14px;
}

.metric-value {
  font-family: 'Nunito', sans-serif;
  font-size: 38px;
  font-weight: 900;
  color: var(--navy);
  margin-bottom: 10px;
}

.sparklne-icon {
	 width: 90%;
    margin-top: -90px;
}

.metric-trend {
  display: flex;
  align-items: center;
  gap: 5px;
  font-size: 13px;
  color: var(--green);
  font-weight: 600;
}


.metric-card:nth-of-type(2) .metric-trend {
    margin-top: 30px;
}

.sparkline {
  display: block;
  margin-bottom: 10px;
  width: 100%;
}

/* Coin icon floated right in cash surplus card */
.coin-icon {
  float: right;
  margin-top: -4px;
  margin-left: 8px;
}

/* Savings table */
.savings-table {
  width: 100%;
  border-collapse: collapse;
  margin-top: 4px;
}

.savings-table td {
  font-size: 13px;
  padding: 6px 0;
  color: var(--text);
}

.savings-table td:last-child {
  text-align: right;
  font-weight: 600;
}

.savings-table tr.total td {
  font-weight: 700;
  border-top: 1px solid var(--border);
  padding-top: 10px;
  color: var(--navy);
  font-size: 14px;
}

/* ═══════════════════════════════════════════
   INDEPENDENT SECTION
   ═══════════════════════════════════════════ */
.independent {
    background: linear-gradient(90deg, rgba(254, 252, 251, 0.93) 0%, rgba(253, 248, 242, 1) 0%, rgba(254, 249, 243, 1) 50%);
    display: grid;
    grid-template-columns: 90px 1.5fr  2fr;
    align-items: center;
    gap: 90px;
    padding: 50px 50px;
    border: 2px solid #e2eafb;
    border-radius: 30px;
    margin: 0 50px;
}

.indep-left img {
  width: 110px;
  height: auto;
  display: block;
}

.indep-middle{
 border-right: 2px solid #ccc;
 height: 100%;
 align-items: center;
 display: flex;
}

.indep-middle h2 {
  font-family: 'Nunito', sans-serif;
  font-size: 28px;
  font-weight: 900;
  color: var(--navy);
  line-height: 1.2;
}

.indep-middle h2 span { color: var(--orange); }

.indep-list {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 8px;
  min-width: 300px;
}

.indep-list li {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 14px;
  color: var(--text);
  font-weight: 500;
}

/* ═══════════════════════════════════════════
   CONTROL BAR
   ═══════════════════════════════════════════ */
.control-bar {
    padding: 32px 60px;
    display: flex;
    align-items: center;
    gap: 30px;
    border: 2px solid #e2eafb;
    margin: 30px 50px 0px;
    border-radius: 30px;
    background: url(/static/img/footer_wave_lines_transparent.png) #f6f8fd;
    background-size: contain;
    background-repeat: no-repeat;
    background-position: right center;
}

.control-bar img {
  width: 58px;
  height: auto;
  flex-shrink: 0;
}

.control-bar h3 {
  font-family: 'Nunito', sans-serif;
  font-size: 19px;
  font-weight: 800;
  color: var(--navy);
  margin-bottom: 4px;
}

.control-bar p {
  font-size: 13px;
  color: var(--muted);
  max-width: 500px;
  line-height: 1.6;
}

/* ═══════════════════════════════════════════
   FOOTER
   ═══════════════════════════════════════════ */
footer {
  background: #f9fcfe;
  border-top: 1px solid var(--border);
  padding: 22px 60px;
  display: flex;
  justify-content: center;
  align-items: center;
  gap: 16px;
  font-size: 13px;
  color: var(--muted);
}

.footer-sep { color: var(--border); }

footer a {
  color: var(--navy);
  font-weight: 600;
  text-decoration: none;
  transition: color .2s;
}

footer a:hover { color: var(--orange); }

/* ═══════════════════════════════════════════
   AUTH PAGES
   ═══════════════════════════════════════════ */
.auth-page {
  min-height: 100vh;
  background: var(--light-bg);
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 40px 16px;
}

.auth-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 12px;
  padding: 40px;
  width: 100%;
  max-width: 440px;
  box-shadow: var(--shadow);
  text-align:center;
}

.auth-logo {
  display: flex;
  align-items: center;
  gap: 10px;
  text-decoration: none;
  margin-bottom: 28px;
}


.auth-logo img { height: 40px; width: auto; }

.auth-card h1 {
  font-family: 'Nunito', sans-serif;
  font-size: 24px;
  font-weight: 900;
  color: var(--navy);
  margin-bottom: 6px;
}

.auth-sub {
  color: var(--muted);
  font-size: 14px;
  margin-bottom: 28px;
}

.form-group { margin-bottom: 18px; }

.form-group label {
  display: block;
  font-size: 13px;
  font-weight: 600;
  color: var(--navy);
  margin-bottom: 6px;
  text-align:left;
}

.form-group input {
  width: 100%;
  padding: 10px 14px;
  border: 1.5px solid var(--border);
  border-radius: var(--radius);
  font-size: 14px;
  font-family: 'Open Sans', sans-serif;
  color: var(--text);
  outline: none;
  transition: border-color .2s, box-shadow .2s;
}

.form-group input:focus {
  border-color: var(--orange);
  box-shadow: 0 0 0 3px rgba(245,166,35,0.12);
}

.form-group input::placeholder { color: #b0b8c8; }

.form-row {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 22px;
  font-size: 13px;
}

.form-row-two {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 14px;
}

.checkbox-label {
  display: flex;
  align-items: center;
  gap: 7px;
  cursor: pointer;
}

.forgot-link {
  color: var(--orange);
  text-decoration: none;
  font-weight: 600;
}

.btn-full { width: 100%; text-align: center; padding: 13px; font-size: 16px; }

.auth-switch {
  text-align: center;
  font-size: 13px;
  color: var(--muted);
  margin-top: 22px;
}

.auth-switch a { color: var(--orange); font-weight: 700; text-decoration: none; }
.auth-switch a:hover { text-decoration: underline; }


/* ═══════════════════════════════════════════
   WHY WE BUILT AGENTIC ANGEL — why-us.css
   ═══════════════════════════════════════════ */
 
/* ── HERO ── */
.why-hero {
  display: grid;
  grid-template-columns: 1fr 1.1fr;
  align-items: center;
  gap: 40px;
  padding: 0px 0px 0px 60px;
}
 
.why-hero-left h1 {
  font-family: 'Nunito', sans-serif;
  font-size: 40px;
  font-weight: 900;
  color: var(--navy);
  line-height: 1.15;
  margin-bottom: 14px;
}
 
.why-tagline {
    font-family: 'Nunito', sans-serif;
    font-size: 30px !important;
    font-weight: 800;
    color: #e59527 !important;
    line-height: 1.5 !important;
    margin-bottom: 18px;
}
 
.why-divider {
  width: 48px;
  height: 3px;
  background: var(--orange);
  border-radius: 2px;
  margin-bottom: 22px;
}
 
.why-hero-left p {
  font-size: 14px;
  color: var(--text);
  line-height: 1.7;
  margin-bottom: 12px;
  max-width: 420px;
}
 
.why-hero-right {
    overflow: hidden;
   }
 
.why-hero-right img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
}
 
/* ── PROBLEM / BUFFETT COMPARE ── */
.why-compare {
    background: #fdf9f5;
    padding: 56px 60px;
    margin: 0px 25px;
    border-radius: 30px;
}
 
.why-compare-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 56px;
}
 
.why-col-head {
  display: flex;
  align-items: flex-start;
  gap: 14px;
  margin-bottom: 18px;
}
 
.why-icon-circle {
  flex-shrink: 0;
  width: 40px;
  height: 40px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
 
}
 
.why-col h2 {
  font-family: 'Nunito', sans-serif;
  font-size: 21px;
  font-weight: 800;
  color: var(--navy);
  line-height: 1.3;
  padding-top: 6px;
}
 
.why-col p {
  font-size: 14px;
  color: var(--text);
  line-height: 1.7;
  margin-bottom: 14px;
}
 
.why-col em { font-style: italic; }
 
.why-highlight {
  color: var(--orange);
  font-weight: 800;
  font-size: 15px;
}
 
/* Callout box */
.why-callout {
  display: flex;
  align-items: center;
  gap: 18px;
  background: #fbf3ea;
  border-radius: var(--radius);
  padding: 22px 24px;
  margin-top: 24px;
}
 
.why-callout-icon { flex-shrink: 0; }
 
.why-callout p {
  margin: 0;
  font-size: 14px;
  font-weight: 600;
  color: var(--navy);
  line-height: 1.6;
}
 
/* Video embed */
.why-video-wrap {
    position: relative;
    width: 100%;
    aspect-ratio: 16 / 6;
    border-radius: 8px;
    overflow: hidden;
    margin-top: 18px;
   
}
 
.why-video-wrap iframe {
  position: absolute;
  top: 0; left: 0;
  width: 100%;
  height: 100%;
  border: 0;
}
 
.why-video-thumb {
  position: absolute;
  top: 0; left: 0;
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
}
 
.why-video-play {
  position: absolute;
  top: 50%; left: 50%;
  transform: translate(-50%, -50%);
  cursor: pointer;
  transition: transform .15s;
}
 
.why-video-wrap:hover .why-video-play {
  transform: translate(-50%, -50%) scale(1.08);
}
 
.why-video-wrap { cursor: pointer; }
 
.why-video-caption {
  display: flex;
  align-items: flex-start;
  gap: 8px;
  margin-top: 14px;
  font-size: 13px;
  color: var(--muted);
  line-height: 1.6;
}
 
/* ── OUR VIEW BANNER ── */
.why-view {
  background: var(--navy);
  padding: 42px 60px;
  margin: 0 25px;
  border-radius: 30px;
}
 
.why-view-inner {
  display: grid;
  grid-template-columns: 1fr auto;
  align-items: center;
  gap: 40px;
}
 
.why-view-left {
  display: flex;
  align-items: center;
  gap: 24px;
}
 
.why-view-logo {
  flex-shrink: 0;
  border-radius: 50%;
  border: 1.5px solid var(--orange);
  display: flex;
  align-items: center;
  justify-content: center;
}
 
.why-view-logo img {
  width: 101px;
  height: auto;
}
 
.why-view-left h2 {
  font-family: 'Nunito', sans-serif;
  font-size: 24px;
  font-weight: 900;
  color: var(--white);
  margin-bottom: 4px;
}
 
.why-view-left p {
  font-size: 15px;
  font-weight: 700;
  color: var(--orange);
  line-height: 1.5;
  max-width: 420px;
}
 
.why-view-points {
    display: flex;
    gap: 28px;
    padding-left: 40px;
    border-left: 2px solid rgba(255,255,255,0.15);
}
.why-view-point img {
    width: 57px;
	height: auto;


}
 
.why-view-point {
    display: flex;
    flex-direction: column;
    gap: 10px;
    max-width: 140px;
    border-right: 2px solid rgba(255, 255, 255, 0.15);
}

.why-view-point:last-child {
    border-right: none;
}

.why-view-point p {
  font-size: 12.5px;
  color: rgba(255,255,255,0.85);
  line-height: 1.5;
  margin: 0;
}
 
/* ── WHAT WE DO DIFFERENTLY ── */
.why-different {
  padding: 56px 60px;
  background: var(--white);
}
 
.why-section-title {
  font-family: 'Nunito', sans-serif;
  font-size: 28px;
  font-weight: 800;
  color: var(--navy);
  text-align: center;
  position: relative;
  margin-bottom: 14px;
}
 
.why-section-title::after {
  content: '';
  display: block;
  width: 48px;
  height: 3px;
  background: var(--orange);
  border-radius: 2px;
  margin: 12px auto 0;
}

.why-section-subtitle {
  text-align: center;
  color: var(--muted);
  font-size: 14px;
  margin: 0 0 40px;
}
 
.why-different-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 28px;
}
 
.why-diff-card {
    border: 1px solid var(--border);
    border-radius: 20px;
    padding: 44px 36px;
    text-align: center;
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 10px;
    background: var(--white);
    box-shadow: var(--shadow);
}
 
.why-diff-card svg { margin-bottom: 20px; }
 
.why-diff-card h3 {
  font-family: 'Nunito', sans-serif;
  font-size: 19px;
  font-weight: 800;
  color: var(--navy);
  margin-bottom: 14px;
  line-height: 1.35;
}
 
.why-diff-card p {
  font-size: 15px;
  color: var(--navy);
  line-height: 1.7;
  margin: 0;
  max-width: 320px;
}
 
/* ── CTA STRIP ── */
.why-cta {
    background: #FDF3E3;
    padding: 40px 60px;
    display: grid;
    grid-template-columns: auto 1fr auto;
    align-items: center;
    gap: 32px;
    border-radius: 30px;
    margin: 0 25px;
}
 
.why-cta-icon img {
  width: 90px;
  height: auto;
}
 
.why-cta-text h2 {
  font-family: 'Nunito', sans-serif;
  font-size: 24px;
  font-weight: 800;
  color: var(--navy);
  margin-bottom: 6px;
}
 
.why-cta-text p {
  font-size: 14px;
  color: var(--muted);
  line-height: 1.6;
  max-width: 520px;
}
 
.why-cta-action {
  display: flex;
  flex-direction: column;
  align-items: flex-end;
  gap: 10px;
}
 
.why-cta-btn {
  white-space: nowrap;
}
 
.why-cta-note {
  font-size: 12.5px;
  color: var(--muted);
  display: flex;
  align-items: center;
}


  /* Hide checkbox */
    .nav-checkbox {
        display: none;
    }


   /* Hamburger button */
    .nav-toggle {
        display: none;
        cursor: pointer;
        width: 35px;
        height: 30px;
        position: relative;
    }

    .nav-toggle span,
    .nav-toggle span::before,
    .nav-toggle span::after {
        content: "";
        position: absolute;
        width: 25px;
        height: 3px;
        background: #333;
        border-radius: 3px;
        transition: 0.3s;
		right:3px;
    }

    .nav-toggle span {
        top: 50%;
        transform: translateY(-50%);
    }

    .nav-toggle span::before {
        top: -10px;
		right:0px;
    }

    .nav-toggle span::after {
        top: 10px;
		right:0px;
    } /* Hide checkbox */
    .nav-checkbox {
        display: none;
    }

    /* Desktop menu */
    .nav-links {
        display: flex;
        list-style: none;
        gap: 30px;
    }

    .nav-links a {
        text-decoration: none;
        color: #333;
        font-weight: 600;
    }

/* ═══════════════════════════════════════════
   RESPONSIVE
   ═══════════════════════════════════════════ */
@media (max-width: 1024px) {
  .hero h1 { font-size: 44px; }
  nav { padding: 14px 32px; }
  .hero, .services, .metrics { padding-left: 32px; padding-right: 32px; }
  .independent, .control-bar, footer { padding-left: 32px; padding-right: 32px; }
  
.why-hero, .why-compare, .why-different, .why-cta, .why-view {
    padding-left: 32px;
    padding-right: 32px;
  }
  .why-different-grid { grid-template-columns: repeat(3, 1fr); } 
}

@media (max-width: 900px) {
	.logo img {
    height: 42px;
     
   }
  nav {
    display: flex;
    align-items: center;
    justify-content: flex-start;
    padding: 12px 16px;
    background: #fff;
    border-bottom: 1px solid #ddd;
	position:relative;
	
  }
  .nav-links { display: none; }
 .btn-primary {
    padding: 8px 14px;
    font-size: 13px;
    order: 2;
    margin-left: auto;
    margin-right: 0;
    white-space: nowrap;
}
  .nav-user { order: 2; margin-left: auto; }

  /*Toggle-Menu*/
   .nav-toggle {
    display: flex;
    align-items: center;
    justify-content: center;
    position: relative;
    order: 3;
    margin-left: 10px;
    flex-shrink: 0;
    width: 36px;
    height: 36px;
    border: 1.5px solid #ddd;
    border-radius: 8px;
    background: #fff;
    }

        .nav-links {
            display: none;
            flex-direction: column;
            gap: 0;
            position: absolute;
            top: 100%;
            left: 0;
            right: 0;
            background: #fff;
            border-top: 1px solid #ddd;
            box-shadow: 0 5px 10px rgba(0,0,0,.1);
			align-items: flex-start;
        }

        .nav-links li {
            border-bottom: 1px solid #eee;
		    width: 95%;
            margin: 0 10px;
        }

        .nav-links a {
            display: block;
            padding: 15px 20px;
        }

        /* Show menu */
        .nav-checkbox:checked ~ .nav-links {
            display: flex;
        }

        /* Animate hamburger to X */
        .nav-checkbox:checked + .nav-toggle span {
            background: transparent;
        }

        .nav-checkbox:checked + .nav-toggle span::before {
            top: 0;
            transform: rotate(45deg);
        }

        .nav-checkbox:checked + .nav-toggle span::after {
            top: 0;
            transform: rotate(-45deg);
        }
  
  

  .hero {
    grid-template-columns: 1fr;
    padding: 40px 20px 0;
    min-height: auto;
  }
  .hero-left { padding-right: 0; padding-bottom: 32px; }
  .hero h1 { font-size: 38px; }
  .hero-right { height: 320px; }
  .section-title {
    font-size: 28px;
  
  }
  .services, .metrics {
    padding: 48px 15px;
    margin: 0 10px;
  }
  
  .independent,.control-bar{
      margin: 0 10px;
  }

  .services-grid {
    gap: 14px;
  }

  .metrics-grid { grid-template-columns: 1fr; }

  .independent {
    grid-template-columns: 1fr;
    padding: 40px 20px;
    text-align: center;
	gap:30px;
  }
  .indep-left { display: flex; justify-content: center; }
  .indep-list {
    align-items: flex-start;
    min-width: auto;
    text-align: left;
  }
  .indep-list li {
    align-items: start;
  }

  .control-bar {
    padding: 24px 20px;
    flex-wrap: nowrap;
    text-align: left;
 }
  footer { padding: 20px; flex-wrap: wrap; text-align: center; }
  .auth-card { padding: 28px 20px; }
  .form-row-two { grid-template-columns: 1fr; }
  
  .trust-badges {
     flex-direction: column;
    gap: 30px;
   
  }
.badge {
    border-right: none;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    width: 100%;
    text-align: center;
    padding-right: 0px;
}
 .indep-middle {
    border-right: none;
    text-align: center;
    width: 100%;
    display: grid;
 }
 
 /* ═══════════════════════════════════════════
   Why Hero
   ═══════════════════════════════════════════ */
 
.why-hero {
    grid-template-columns: 1fr;
    padding: 10px 20px;
    flex-direction: column-reverse;
    display: flex;
}
  .why-hero-right { order: -1; }
  .why-hero-left h1 { font-size: 32px; }
  .why-tagline { font-size: 20px !important; }
 
  .why-compare { padding: 40px 20px; }
  .why-compare-grid { grid-template-columns: 1fr; gap: 40px; }
 
  .why-view { padding: 32px 20px; }
  .why-view-inner { grid-template-columns: 1fr; gap: 28px; }
  .why-view-left { flex-direction: column; text-align: center; }
  .why-view-points {
    flex-direction: column;
    border-left: none;
    border-top: 1px solid rgba(255,255,255,0.15);
    padding-left: 0;
    padding-top: 24px;
    gap: 18px;
    align-items: center;
    text-align: center;
  }
  .why-view-point {
    align-items: center;
    max-width: none;
    gap: 10px;
    border-right: none;
}
 
  .why-different { padding: 40px 20px; }
  .why-different-grid { grid-template-columns: 1fr 1fr; gap: 16px; }
 
  .why-cta {
    grid-template-columns: 1fr;
    text-align: center;
    padding: 32px 20px;
  }
  .why-cta-icon { display: flex; justify-content: center; }
  .why-cta-action { align-items: center; }
  .why-cta-text p { max-width: none; }
 
 
}

@media (max-width: 540px) {
  .why-different-grid { grid-template-columns: 1fr; }
}


/* ═══════════════════════════════════════════
   HOW IT WORKS — how-it-works.css
   ═══════════════════════════════════════════ */

/* ── IMAGE PLACEHOLDER UTILITY ── */
.img-placeholder {

  border-radius: var(--radius);
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  gap: 8px;
  color: var(--muted);
  font-size: 11px;
  text-align: center;
}

.img-placeholder code {
  font-size: 10px;
  background: #e8ecf5;
  padding: 2px 6px;
  border-radius: 3px;
  color: var(--orange);
}

/* ── HERO ── */
.hiw-hero {
     display: grid;
    grid-template-columns: 1fr 1fr;
    align-items: center;
    gap: 0px;
    padding: 0px 60px 0;
    overflow: hidden;
    margin-top: -25px;
    min-height: 500px;
}

.hiw-eyebrow {
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 1.5px;
  color: var(--orange);
  margin-bottom: 14px;
}

.hero-left {
    padding-right: 0px;
    padding-bottom: 60px;
}

.hiw-hero-left h1 {
  font-family: 'Nunito', sans-serif;
  font-size: 44px;
  font-weight: 900;
  color: var(--navy);
  line-height: 1.1;
  margin-bottom: 20px;
}

.hiw-hero-right img {
    height: 100%;
    width: 100%;
    object-fit: contain;
    object-position: bottom center;
}

.hiw-hero-sub {
  font-size: 14px;
  color: var(--text);
  line-height: 1.7;
  max-width: 420px;
  margin-bottom: 28px;
}

.hiw-badges {
  display: flex;
  gap: 0;
  margin-top: 4px;
}

.hiw-badge {
  display: flex;
  align-items: center;
  gap: 10px;
  padding-right: 22px;
  margin-right: 22px;
  border-right: 1px solid var(--border);
}

.hiw-badge:last-child {
  border-right: none;
  margin-right: 0;
  padding-right: 0;
}

.hiw-badge img {
  width: 38px;
  height: 38px;
  object-fit: contain;
  flex-shrink: 0;
}

.hiw-badge span {
  font-size: 12px;
  font-weight: 600;
  color: var(--text);
  line-height: 1.4;
}

.hiw-hero-right {
  height: 500px;
  display: flex;
  align-items: flex-end;
  justify-content: center;
}

.hiw-hero-ph {
  width: 100%;
  height: 100%;
}

/* ── PROBLEM SECTION ── */
.hiw-problem-section {
  padding: 0px 60px;
}

.hiw-problem-box {
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 32px 32px 0;
  box-shadow: var(--shadow);
  display: flex;
  flex-direction: column;
}

.hiw-problem-header {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 14px;
    margin-bottom: 16px;
    flex-direction: row;
}

.hiw-problem-header-left {
    display: flex;
    gap: 20px;
}

.hiw-problem-icon {
    width: 50px;
    height: 50px;
}

.hiw-problem-header h2 {
  font-family: 'Nunito', sans-serif;
  font-size: 20px;
  font-weight: 800;
  color: var(--navy);
}

.hiw-problem-header h2::after {
    content: '';
    display: block;
    width: 40px;
    height: 3px;
    background: var(--orange);
    border-radius: 2px;
    margin: 10px auto 0;
}

.hiw-problem-intro-block {
  width: 100%;
  text-align: center;
  padding-bottom: 24px;
  border-bottom: 1px solid var(--border);
}

.hiw-problem-intro-text {
  max-width: 640px;
  margin: 0 auto;
  font-size: 14px;
  color: var(--text);
  line-height: 1.6;
  text-align: center;
}

.hiw-problem-grid {
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  gap: 0;
  padding-top: 24px;
  padding-bottom: 24px;
}

.hiw-problem-item {
  padding: 0 20px;
  border-right: 1px solid var(--border);
  display: flex;
  flex-direction: column;
  gap: 10px;
  align-items: center;
}

.hiw-problem-item img {
    width: 30px;
    height: auto;
}

.hiw-problem-item:last-child { border-right: none; }

.hiw-problem-item p {
  font-size: 13px;
  color: var(--text);
  line-height: 1.5;
  margin: 0;
  text-align:center;
}

/* Adviser callout */
.hiw-adviser-callout {
    display: flex;
    align-items: center;
    gap: 20px;
    padding: 24px 20px;
    margin-top: 8px;
    background: #f4f8fc;
    margin-bottom: 20px;
    border-radius: 18px;
	grid-column: span 2;
}

.hiw-adviser-icon {
     background: #d4ddea;
    border-radius: 50%;
}

.hiw-adviser-ph {
  width: 60px;
  height: 60px;
  border-radius: 50%;
  flex-shrink: 0;
}

.hiw-adviser-callout p {
  font-size: 14px;
  color: var(--text);
  line-height: 1.6;
  margin-bottom: 6px;
}

.hiw-callout-bold {
  font-weight: 700;
  color: var(--navy);
  font-size: 14px;
}

/* ── WHAT YOUR ANGEL DOES ── */
.hiw-what {
  padding: 56px 60px 0px;
  background: var(--white);
}

.hiw-section-title {
  font-family: 'Nunito', sans-serif;
  font-size: 28px;
  font-weight: 800;
  color: var(--navy);
  text-align: center;
  margin-bottom: 8px;
}

.hiw-section-title::after {
  content: '';
  display: block;
  width: 40px;
  height: 3px;
  background: var(--orange);
  border-radius: 2px;
  margin: 10px auto 36px;
}

.hiw-what-grid {
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  gap:10px;
}

.hiw-what-card {
  padding: 24px 18px 20px;
  display: flex;
  flex-direction: column;
  gap: 0;
  border: 1px solid var(--border);
  border-radius: var(--radius);
  overflow: hidden;
  box-shadow: var(--shadow);
  align-items: center;
  }
  
  .hiw-what-grid img {
    width: 50px;
    height: auto;
}

.hiw-what-card:last-child { border-right: none; }

.hiw-what-icon {
  width: 80px;
  height: 80px;
  border-radius: 50%;
  background: var(--navy);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 15px;
  flex-shrink: 0;
}

.hiw-what-angel-steps {
    display: flex;
    gap: 15px;
}

.hiw-what-num {
    font-family: 'Nunito', sans-serif;
    font-size: 14px;
    font-weight: 800;
    color: var(--white);
    margin-bottom: 6px;
    background: #F5A326;
    padding: 10px;
    border-radius: 50%;
    width: 30px;
    height: 30px;
    line-height: 1;
}

.hiw-what-card h3 {
  font-family: 'Nunito', sans-serif;
  font-size: 15px;
  font-weight: 800;
  color: var(--navy);
  line-height: 1.3;
  margin-bottom: 12px;
}

.hiw-what-card ul {
  list-style: disc;
  padding-left: 16px;
  font-size: 12.5px;
  color: var(--text);
  line-height: 1.6;
  margin-bottom: 12px;
}

.hiw-what-card ul li { margin-bottom: 4px; }

.hiw-example {
  font-size: 12px;
  color: var(--muted);
  line-height: 1.5;
  margin-top: auto;
}

/* ── YOU STAY IN CONTROL ── */
.hiw-control {
  padding: 40px 60px;
  background: var(--white);
}

.hiw-control-box {
  display: grid;
  grid-template-columns: 280px 1fr;
  overflow: hidden;
  box-shadow: var(--shadow);
  background: linear-gradient(90deg, rgba(254, 252, 251, 0.93) 0%, rgba(253, 248, 242, 1) 0%, rgba(254, 249, 243, 1) 50%);
  border: 2px solid #e2eafb;
  border-radius: 30px;
  padding: 20px 20px;
  border: 2px solid #e2eafb;
}

.hiw-control-left {
  padding: 32px 24px;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 20px;
}

.hiw-shield-ph {
  width: 80px;
  height: 80px;
  border-radius: 50%;
  border-color: rgba(255,255,255,0.3);
  background: rgba(255,255,255,0.08);
}

.hiw-shield-ph svg { stroke: rgba(255,255,255,0.6); }
.hiw-shield-ph span { color: rgba(255,255,255,0.5); font-size: 10px; }

.hiw-control-left h2 {
  font-family: 'Nunito', sans-serif;
  font-size: 22px;
  font-weight: 900;
  color: var(--navy);
  text-align: center;
  line-height: 1.2;
}

.hiw-control-left h2::after {
    content: '';
    display: block;
    width: 40px;
    height: 3px;
    background: var(--orange);
    border-radius: 2px;
    margin: 10px 0;
}

.hiw-control-steps {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  border-left: 1px solid var(--border);
}

.hiw-control-step {
  padding: 28px 22px;
  border-right: 1px solid var(--border);
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  gap: 14px;
}

.hiw-control-step:last-child { border-right: none; }

.hiw-control-step p {
  font-size: 13px;
  color: var(--text);
  line-height: 1.5;
  margin: 0;
}

/* ── INDEPENDENT ── */
.hiw-independent {
    padding: 56px 60px;
    display: grid;
    grid-template-columns: 140px 1fr 380px;
    gap: 60px;
    align-items: start;
    background: #f0f2f8;
    margin: 0 50px 30px;
    border-radius: 30px;
}

.hiw-indep-ph {
  width: 140px;
  height: 140px;
}

.hiw-indep-middle h2 {
  font-family: 'Nunito', sans-serif;
  font-size: 24px;
  font-weight: 900;
  color: var(--navy);
  line-height: 1.3;
  margin-bottom: 12px;
}

.hiw-indep-divider {
  width: 40px;
  height: 3px;
  background: var(--orange);
  border-radius: 2px;
  margin-bottom: 18px;
}

.hiw-indep-middle p {
  font-size: 14px;
  color: var(--text);
  line-height: 1.7;
  margin-bottom: 10px;
}

.hiw-indep-list {
    list-style: none;
    display: flex;
    flex-direction: column;
    gap: 14px;
    padding-top: 8px;
    margin-top: 50px;
    border-left: 1px solid #ccc;
    padding-left: 40px;
}

.hiw-indep-list li {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 14px;
  color: var(--text);
  font-weight: 500;
}

/* ── CTA BANNER ── */
.hiw-cta {
    background: var(--navy);
    padding: 32px 60px;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 32px;
    margin: 0 50px;
    border-radius: 30px;
}

.hiw-cta-left {
  display: flex;
  align-items: center;
  gap: 22px;
}

.hiw-cta-logo {
  width: 80px;
  height: auto;
  flex-shrink: 0;
}

.hiw-cta-title {
  font-family: 'Nunito', sans-serif;
  font-size: 17px;
  font-weight: 700;
  color: var(--white);
  margin-bottom: 4px;
}

.hiw-cta-sub {
  font-size: 13px;
  color: var(--orange);
  font-weight: 600;
}

.hiw-cta-btn {
  white-space: nowrap;
  flex-shrink: 0;
}

/* ═══════════════════════════════════════════
   RESPONSIVE
   ═══════════════════════════════════════════ */
@media (max-width: 1100px) {
  .hiw-problem-grid { grid-template-columns: 1fr 1fr 1fr; }
  .hiw-what-grid { grid-template-columns: 1fr 1fr; }
  .hiw-what-card { border-bottom: 1px solid var(--border); }
  .hiw-what-card:nth-child(even) { border-right: none; }
}

@media (max-width: 900px) {
  .hiw-hero { grid-template-columns: 1fr; padding: 40px 20px 0; }
  .hiw-hero-left h1 { font-size: 34px; }
  .hiw-hero-right { height: 300px; order: -1; }
  .hiw-problem-section, .hiw-what, .hiw-control, .hiw-independent { padding: 32px 20px; }
  .hiw-problem-grid {
		grid-template-columns: 1fr;
		gap: 20px;
		text-align: center;
	}
	.hiw-problem-box{
		display:block;
	}
	.hiw-problem-header {
     margin-bottom: 0px;
     flex-direction: row;
    }

   .hiw-problem-item {
    border-right: none;
    padding: 0;
    align-items: center;
    }
    .hiw-adviser-callout{ 
    flex-direction: column;
	}
  .hiw-control-box { grid-template-columns: 1fr; }
  .hiw-control-left { padding: 24px; }
  .hiw-control-steps { grid-template-columns: 1fr 1fr; }
  .hiw-control-step:nth-child(even) { border-right: none; }
  .hiw-independent {
    grid-template-columns: 1fr;
    margin: 0 20px 20px;
	gap:30px;
}
  .hiw-indep-ph { width: 80px; height: 100px; margin:auto;text-align: center; }
  .hiw-indep-list {
    margin-top: 0;
    border-left: none;
   }
  .hiw-cta { padding: 28px 20px; flex-direction: column; text-align: center; margin: 0 20px;}
  .hiw-cta-left { flex-direction: column; }
  .hiw-badges { flex-wrap: wrap; gap: 16px; }
  .hiw-badge { 
        border-right: none;
        flex-direction: column;
        align-items: center;
        justify-content: center;
        width: 100%;
        text-align: center;
        padding-right: 0px;
        margin-right: 0px;
    }
  
}

@media (max-width: 600px) {
  .hiw-what-grid { grid-template-columns: 1fr; }
  .hiw-what-card { border-right: none; }
  .hiw-control-steps { grid-template-columns: 1fr; }
  .hiw-control-step { border-right: none; border-bottom: 1px solid var(--border); }
}

/* ═══════════════════════════════════════════
   SERVICE CARD ICONS — WHAT YOUR ANGEL DOES
   ═══════════════════════════════════════════ */
.service-icon {
  width: 50px;
  height: 50px;
  border-radius: 50%;
  background: linear-gradient(145deg, #1b2a6e 0%, #0a1440 100%);
  box-shadow: 0 6px 14px rgba(10, 20, 64, 0.28), inset 0 1px 1px rgba(255,255,255,0.16);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  transition: transform .25s ease, box-shadow .25s ease;
}

.service-card:hover .service-icon {
  transform: scale(1.06);
  box-shadow: 0 8px 18px rgba(10, 20, 64, 0.34), inset 0 1px 1px rgba(255,255,255,0.2);
}

.service-icon svg {
  width: 22px;
  height: 22px;
  display: block;
}

.service-icon-euro {
  color: var(--white);
  font-family: 'Nunito', sans-serif;
  font-size: 19px;
  font-weight: 700;
  line-height: 1;
}

/* ═══════════════════════════════════════════
   HOME PAGE ACCORDIONS
   ═══════════════════════════════════════════ */
.accordion-section {
  position: relative;
}

.accordion-toggle {
  position: absolute;
  top: 26px;
  right: 30px;
  width: 36px;
  height: 36px;
  border-radius: 50%;
  border: 1px solid var(--border);
  background: var(--white);
  box-shadow: var(--shadow);
  color: var(--navy);
  display: flex;
  align-items: center;
  justify-content: center;
  cursor: pointer;
  z-index: 5;
  padding: 0;
  transition: background .2s, box-shadow .2s;
}

.accordion-toggle:hover {
  background: var(--light-bg);
}

.accordion-chevron {
  transition: transform .3s ease;
}

.accordion-section.collapsed .accordion-chevron {
  transform: rotate(-90deg);
}

.accordion-body {
  overflow: hidden;
  transition: max-height .35s ease, opacity .3s ease;
  opacity: 1;
}

.accordion-section.collapsed .accordion-body {
  opacity: 0;
}

/* Independent section: checklist is the collapsible body, so tighten the
   grid gracefully when it collapses to zero height. */
.independent.accordion-section .indep-list.accordion-body {
  min-width: 0;
}

/* Control bar: smaller, tighter toggle button to suit the shallower bar */
.control-bar.accordion-section .accordion-toggle {
  top: 16px;
  right: 20px;
  width: 32px;
  height: 32px;
}

@media (max-width: 900px) {
  .accordion-toggle {
    top: 16px;
    right: 16px;
    width: 32px;
    height: 32px;
  }
}

/* ═══════════════════════════════════════════
   SERVICE CARD ACCORDIONS — WHAT YOUR ANGEL DOES
   ═══════════════════════════════════════════ */
.service-card-head {
  display: flex;
  align-items: center;
  width: 100%;
  background: none;
  border: none;
  padding: 0;
  margin-bottom: 16px;
  font: inherit;
  text-align: left;
  cursor: pointer;
}

.service-card-head h3 {
  flex: 1;
  margin-left: 0;
  align-self: center;
}

.service-icon {
  margin-right: 16px;
  align-self: center;
}

.service-chevron {
  margin-left: 16px;
  align-self: center;
}

.service-chevron svg {
  display: block;
}

.service-chevron {
  flex-shrink: 0;
  display: flex;
  align-items: center;
  justify-content: center;
  transition: transform .3s ease;
}

.service-accordion-card.collapsed .service-chevron {
  transform: rotate(-90deg);
}

.service-card-body {
  overflow: hidden;
  transition: max-height .35s ease, opacity .3s ease;
  opacity: 1;
}

.service-accordion-card.collapsed .service-card-body {
  opacity: 0;
  margin-bottom: 0;
}

.service-accordion-card.collapsed .service-card-head {
  margin-bottom: 0;
}